/* ============================================
   SECUREVERIFY — SERVICES PAGE STYLES
   ============================================ */

/* ---- HERO ---- */
.services-hero{position:relative;background:linear-gradient(135deg,#0A2540 0%,#1B3A5C 50%,#0D2F4F 100%);overflow:hidden;padding-bottom:60px}
.services-hero-particles{position:absolute;top:0;left:0;width:100%;height:100%;overflow:hidden;z-index:0}
.services-hero-particles .particle{position:absolute;width:4px;height:4px;border-radius:50%;background:rgba(212,168,67,.3);animation:float-particle linear infinite}
.services-hero-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:radial-gradient(ellipse at 30% 50%,rgba(212,168,67,.06) 0%,transparent 50%),radial-gradient(ellipse at 70% 30%,rgba(37,99,235,.06) 0%,transparent 50%);z-index:0}
.services-hero-bg{position:absolute;top:0;left:0;width:100%;height:100%;z-index:0;opacity:0.15}
.services-hero-bg .hero-bg-img{width:100%;height:100%;object-fit:cover}
.services-hero .container{z-index:2}
.services-hero-title{font-size:3rem;font-weight:900;color:var(--white);line-height:1.15;font-family:'Playfair Display',serif}
.services-hero-subtitle{font-size:1.1rem;color:rgba(255,255,255,.65);max-width:620px;margin:1rem auto 0;line-height:1.8}
.breadcrumb-custom{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1);border-radius:50px;padding:8px 20px;margin-bottom:0}
.breadcrumb-custom .breadcrumb-item a{color:var(--gold);font-size:.85rem}
.breadcrumb-custom .breadcrumb-item.active{color:rgba(255,255,255,.7);font-size:.85rem}
.breadcrumb-custom .breadcrumb-item+.breadcrumb-item::before{color:rgba(255,255,255,.3)}
.wave-separator{position:absolute;bottom:-1px;left:0;width:100%;z-index:3}
.wave-separator svg{display:block;width:100%;height:60px}

/* ============================================
   HIGHLIGHTS STRIP
   ============================================ */
.highlights-strip{display:flex;align-items:center;justify-content:center;gap:16px;padding:20px 30px;background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--gray-200);flex-wrap:wrap}
.hs-item{display:flex;align-items:center;gap:10px}
.hs-icon{width:42px;height:42px;display:flex;align-items:center;justify-content:center;border-radius:10px;background:rgba(212,168,67,.1);color:var(--gold);font-size:1.1rem}
.hs-icon.hs-blue{background:rgba(37,99,235,.1);color:var(--blue)}
.hs-icon.hs-green{background:rgba(16,185,129,.1);color:var(--green)}
.hs-icon.hs-purple{background:rgba(124,58,237,.1);color:var(--purple)}
.hs-icon.hs-red{background:rgba(239,68,68,.1);color:var(--red)}
.hs-item strong{display:block;font-size:.85rem;color:var(--primary);line-height:1.1}
.hs-item span{font-size:.7rem;color:var(--gray-500)}
.hs-divider{width:1px;height:30px;background:var(--gray-200)}

/* ============================================
   DECORATIVE BANNER
   ============================================ */
.services-banner{position:relative;background:linear-gradient(135deg,#0A2540,#1B3A5C);padding:60px 0;overflow:hidden}
.banner-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:radial-gradient(ellipse at 20% 50%,rgba(212,168,67,.1) 0%,transparent 50%),radial-gradient(ellipse at 80% 20%,rgba(37,99,235,.08) 0%,transparent 40%)}
.services-banner .container{position:relative;z-index:2}
.services-banner .banner-content h2{font-size:2.2rem;font-weight:800;color:var(--white);font-family:'Playfair Display',serif;margin-bottom:16px}
.services-banner .banner-content p{font-size:1.05rem;color:rgba(255,255,255,.7);margin-bottom:24px;line-height:1.7}
.banner-stats{display:flex;gap:30px;flex-wrap:wrap}
.banner-stat{display:flex;flex-direction:column}
.banner-stat .stat-number{font-size:2rem;font-weight:800;color:var(--gold);line-height:1}
.banner-stat .stat-label{font-size:.85rem;color:rgba(255,255,255,.6);margin-top:4px}
.banner-image{position:relative}
.banner-image img{width:100%;height:280px;object-fit:cover;box-shadow:0 20px 40px rgba(0,0,0,.3)}
.banner-image::before{content:'';position:absolute;top:-15px;left:-15px;width:100%;height:100%;border:3px solid var(--gold);border-radius:var(--radius-lg);z-index:-1}

/* ============================================
   SERVICE FILTER
   ============================================ */
.service-filter{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.filter-btn{padding:8px 20px;border:2px solid var(--gray-200);border-radius:50px;background:var(--white);font-size:.82rem;font-weight:600;color:var(--gray-500);cursor:pointer;transition:var(--transition)}
.filter-btn:hover{border-color:var(--gold);color:var(--gold-dark)}
.filter-btn.active{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--white);border-color:var(--gold)}

/* ============================================
   SERVICE CARDS
   ============================================ */
.service-card{background:var(--white);border-radius:var(--radius-lg);padding:28px 24px;box-shadow:var(--shadow-md);border:1px solid var(--gray-200);transition:var(--transition);cursor:pointer;display:flex;flex-direction:column;position:relative;overflow:hidden}
.service-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-xl);border-color:var(--gold)}
.service-card:hover .sc-cta span{color:var(--gold)}

.sc-popular{position:absolute;top:12px;right:12px;padding:4px 12px;border-radius:50px;font-size:.68rem;font-weight:700;background:linear-gradient(135deg,#FF6B35,#F7931E);color:var(--white);text-transform:uppercase;letter-spacing:.5px}
.sc-new-badge{position:absolute;top:12px;right:12px;padding:4px 12px;border-radius:50px;font-size:.68rem;font-weight:700;background:linear-gradient(135deg,var(--green),#059669);color:var(--white);text-transform:uppercase;letter-spacing:.5px}

.sc-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}
.sc-icon{width:56px;height:56px;display:flex;align-items:center;justify-content:center;border-radius:14px;font-size:1.4rem;color:var(--white)}
.gold-gradient{background:linear-gradient(135deg,var(--gold),var(--gold-dark))}
.blue-gradient{background:linear-gradient(135deg,var(--blue),var(--blue-light))}
.green-gradient{background:linear-gradient(135deg,var(--green),#059669)}
.purple-gradient{background:linear-gradient(135deg,var(--purple),#6D28D9)}
.orange-gradient{background:linear-gradient(135deg,#F59E0B,#D97706)}
.teal-gradient{background:linear-gradient(135deg,#06B6D4,#0891B2)}

.sc-rating{font-size:.8rem;font-weight:600;color:var(--orange)}
.sc-rating i{font-size:.7rem}

.service-card h4{font-size:1.1rem;margin-bottom:8px}
.service-card>p{font-size:.85rem;color:var(--gray-500);line-height:1.6;flex-grow:1}

.sc-features{display:flex;flex-wrap:wrap;gap:6px;margin:12px 0}
.sc-features span{padding:4px 10px;background:var(--gray-50);border:1px solid var(--gray-200);border-radius:50px;font-size:.7rem;font-weight:500;color:var(--gray-700)}
.sc-features span i{color:var(--green);font-size:.6rem;margin-right:3px}

.sc-bottom{display:flex;gap:8px;padding-top:14px;border-top:1px solid var(--gray-100);margin-top:auto}
.sc-stat{flex:1;text-align:center}
.sc-stat strong{display:block;font-size:.82rem;color:var(--primary)}
.sc-stat span{font-size:.65rem;color:var(--gray-500)}

.sc-cta{text-align:center;margin-top:14px;padding-top:12px;border-top:1px solid var(--gray-100)}
.sc-cta span{font-size:.82rem;font-weight:600;color:var(--gray-500);transition:var(--transition)}

.sc-card-image{height:160px;overflow:hidden;border-radius:var(--radius) var(--radius) 0 0;margin:-28px -24px 16px;position:relative}
.sc-card-image img{width:100%;height:100%;object-fit:cover;transition:var(--transition)}
.service-card:hover .sc-card-image img{transform:scale(1.08)}

/* ============================================
   SERVICE DETAIL MODAL
   ============================================ */
.service-modal-content{border:none;border-radius:var(--radius-lg);overflow:hidden}
.service-modal-header{padding:20px 30px;border:none}
.service-modal-header.gold-header{background:linear-gradient(135deg,var(--gold),var(--gold-dark))}
.service-modal-header.blue-header{background:linear-gradient(135deg,var(--blue),var(--blue-light))}
.service-modal-header.green-header{background:linear-gradient(135deg,var(--green),#059669)}
.service-modal-header.purple-header{background:linear-gradient(135deg,var(--purple),#6D28D9)}
.service-modal-header.orange-header{background:linear-gradient(135deg,#F59E0B,#D97706)}
.service-modal-header.teal-header{background:linear-gradient(135deg,#06B6D4,#0891B2)}
.smodal-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;border-radius:12px;background:rgba(255,255,255,.2);color:var(--white);font-size:1.3rem}

.smodal-section{padding:24px 30px;border-bottom:1px solid var(--gray-100)}
.smodal-section:last-child{border-bottom:none}
.smodal-section h5{font-size:1rem;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.smodal-section h5 i{color:var(--gold)}

.smodal-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.smodal-stat{background:var(--gray-50);border-radius:var(--radius);padding:14px;text-align:center;border:1px solid var(--gray-200)}
.smodal-stat strong{display:block;font-size:1rem;color:var(--primary)}
.smodal-stat span{font-size:.72rem;color:var(--gray-500)}

.smodal-check-list{list-style:none;padding:0;margin:0}
.smodal-check-list li{display:flex;align-items:center;gap:10px;padding:6px 0;font-size:.88rem;color:var(--gray-700);border-bottom:1px solid var(--gray-100)}
.smodal-check-list li:last-child{border-bottom:none}
.smodal-check-list li i{color:var(--green);font-size:.75rem;min-width:14px}

.smodal-doc-grid{display:flex;flex-wrap:wrap;gap:8px}
.smodal-doc{padding:8px 16px;background:var(--gray-50);border:1px solid var(--gray-200);border-radius:8px;font-size:.82rem;display:flex;align-items:center;gap:6px}
.smodal-doc i{color:var(--gold);font-size:.8rem}

/* ============================================
   GOLD DEEP DIVE
   ============================================ */
.deep-card{background:var(--white);border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow-md);border:1px solid var(--gray-200)}
.deep-card-title{font-size:1.05rem;padding-bottom:14px;border-bottom:2px solid var(--gray-100);margin-bottom:20px}
.deep-facts{background:linear-gradient(135deg,rgba(212,168,67,.04),var(--white));border-color:rgba(212,168,67,.2)}

.test-grid{display:flex;flex-direction:column;gap:16px}
.test-item{display:flex;gap:16px;padding:16px;background:var(--gray-50);border-radius:var(--radius);border:1px solid var(--gray-200);transition:var(--transition)}
.test-item:hover{border-color:var(--gold);transform:translateX(4px)}
.test-icon{width:48px;height:48px;min-width:48px;display:flex;align-items:center;justify-content:center;border-radius:12px;background:rgba(212,168,67,.1);color:var(--gold);font-size:1.2rem}
.test-icon.icon-purple{background:rgba(124,58,237,.1);color:var(--purple)}
.test-icon.icon-blue{background:rgba(37,99,235,.1);color:var(--blue)}
.test-icon.icon-green{background:rgba(16,185,129,.1);color:var(--green)}
.test-icon.icon-orange{background:rgba(245,158,11,.1);color:var(--orange)}
.test-info h6{font-size:.92rem;margin-bottom:4px}
.test-info p{font-size:.82rem;color:var(--gray-500);margin-bottom:6px}
.test-tag{display:inline-block;padding:2px 10px;background:var(--gray-100);border-radius:50px;font-size:.7rem;color:var(--gray-500)}

.fact-item{display:flex;align-items:center;gap:14px;padding:12px 0;border-bottom:1px solid var(--gray-100)}
.fact-item:last-of-type{border-bottom:none}
.fact-icon{width:38px;height:38px;min-width:38px;display:flex;align-items:center;justify-content:center;border-radius:10px;background:rgba(212,168,67,.1);color:var(--gold);font-size:1rem}
.fact-item strong{display:block;font-size:.85rem;color:var(--primary);line-height:1}
.fact-item span{font-size:.75rem;color:var(--gray-500)}

/* ============================================
   ELIGIBILITY CHECKER
   ============================================ */
.eligibility-card{background:var(--white);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-lg);border:1px solid var(--gray-200)}
.eligibility-card .form-label{font-weight:600;font-size:.85rem;color:var(--primary)}
.eligibility-card .form-control,.eligibility-card .form-select{border-radius:10px;padding:10px 14px;border-color:var(--gray-200)}
.eligibility-card .form-control:focus,.eligibility-card .form-select:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(212,168,67,.15)}
.eligibility-card .input-group-text{border-color:var(--gray-200);background:var(--gray-50);border-radius:10px 0 0 10px}

.eligibility-result{text-align:center;padding:30px 0;animation:fadeSlideIn .5s ease}
@keyframes fadeSlideIn{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
.er-icon{font-size:3rem;margin-bottom:12px}
.er-icon.eligible{color:var(--green)}
.er-icon.not-eligible{color:var(--red)}
.er-details{max-width:500px;margin:16px auto 0;background:var(--gray-50);border-radius:var(--radius);padding:16px;text-align:left}
.er-detail-row{display:flex;justify-content:space-between;padding:6px 0;font-size:.85rem;border-bottom:1px solid var(--gray-100)}
.er-detail-row:last-child{border-bottom:none}
.er-detail-row span{color:var(--gray-500)}

/* ============================================
   DOCUMENTS
   ============================================ */
.doc-tabs .nav-link{border-radius:50px;padding:8px 18px;font-size:.82rem;font-weight:600;color:var(--gray-500);border:2px solid var(--gray-200);margin:4px;transition:var(--transition)}
.doc-tabs .nav-link.active{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--white);border-color:var(--gold)}
.doc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:16px}
.doc-card{background:var(--white);border-radius:var(--radius);padding:20px;text-align:center;border:1px solid var(--gray-200);box-shadow:var(--shadow);transition:var(--transition);position:relative}
.doc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--gold)}
.doc-card.mandatory{border-left:3px solid var(--green)}
.doc-badge{position:absolute;top:8px;right:8px;padding:2px 8px;border-radius:50px;font-size:.62rem;font-weight:700;text-transform:uppercase;letter-spacing:.5px;background:rgba(16,185,129,.1);color:var(--green)}
.doc-badge.badge-opt{background:rgba(107,114,128,.1);color:var(--gray-500)}
.doc-icon{width:44px;height:44px;margin:0 auto 10px;display:flex;align-items:center;justify-content:center;border-radius:12px;background:rgba(212,168,67,.1);color:var(--gold);font-size:1.1rem}
.doc-card h6{font-size:.85rem;margin-bottom:4px}
.doc-card p{font-size:.72rem;color:var(--gray-500);margin-bottom:0}

/* ============================================
   RATE COMPARISON TABLE
   ============================================ */
.rate-table-wrapper{overflow-x:auto}
.rate-table{width:100%;border-collapse:separate;border-spacing:0;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md);background:var(--white)}
.rate-table th{padding:14px 16px;background:var(--primary);color:var(--white);font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.5px;white-space:nowrap}
.rate-table td{padding:14px 16px;font-size:.85rem;border-bottom:1px solid var(--gray-100);vertical-align:middle;white-space:nowrap}
.rate-table tbody tr:hover{background:rgba(212,168,67,.03)}
.rate-table .row-gold{background:rgba(212,168,67,.04)}
.rt-loan{display:flex;align-items:center;gap:8px;font-weight:600}
.rt-loan i{font-size:1rem}

/* ============================================
   PARTNER SERVICES
   ============================================ */
.partner-service-card{background:var(--white);border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow-md);border:1px solid var(--gray-200);transition:var(--transition);display:flex;flex-direction:column;position:relative;overflow:hidden}
.partner-service-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px}
.ps-bank::before{background:linear-gradient(135deg,var(--primary),var(--primary-light))}
.ps-agent::before{background:linear-gradient(135deg,var(--purple),#6D28D9)}
.ps-jeweller::before{background:linear-gradient(135deg,var(--gold),var(--gold-dark))}
.partner-service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-xl)}
.ps-icon{width:56px;height:56px;display:flex;align-items:center;justify-content:center;border-radius:14px;font-size:1.3rem;margin-bottom:16px}
.ps-bank .ps-icon{background:rgba(10,37,64,.1);color:var(--primary)}
.ps-agent .ps-icon{background:rgba(124,58,237,.1);color:var(--purple)}
.ps-jeweller .ps-icon{background:rgba(212,168,67,.1);color:var(--gold)}
.partner-service-card h5{font-size:1.1rem;margin-bottom:8px}
.partner-service-card>p{font-size:.88rem;color:var(--gray-500);margin-bottom:16px}
.ps-list{list-style:none;padding:0;margin:0 0 16px;flex-grow:1}
.ps-list li{display:flex;align-items:center;gap:8px;padding:5px 0;font-size:.85rem;color:var(--gray-700)}
.ps-list li i{color:var(--green);font-size:.75rem}

/* ============================================
   SERVICE PROCESS FLOW
   ============================================ */
.process-flow{display:flex;align-items:flex-start;justify-content:center;gap:0;flex-wrap:wrap}
.pf-step{flex:1;min-width:140px;max-width:200px;text-align:center;position:relative;padding:0 8px}
.pf-num{width:30px;height:30px;margin:0 auto 10px;border-radius:50%;background:var(--gold);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700}
.pf-num.pf-done{background:var(--green)}
.pf-icon{width:54px;height:54px;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;border-radius:14px;font-size:1.3rem;background:rgba(212,168,67,.1);color:var(--gold)}
.pf-icon.pf-blue{background:rgba(37,99,235,.1);color:var(--blue)}
.pf-icon.pf-purple{background:rgba(124,58,237,.1);color:var(--purple)}
.pf-icon.pf-orange{background:rgba(245,158,11,.1);color:var(--orange)}
.pf-icon.pf-green{background:rgba(16,185,129,.1);color:var(--green)}
.pf-step h6{font-size:.85rem;margin-bottom:4px}
.pf-step p{font-size:.72rem;color:var(--gray-500);margin-bottom:0}
.pf-connector{display:flex;align-items:center;color:var(--gray-300);font-size:.8rem;padding-top:40px}

/* ============================================
   FAQ
   ============================================ */
.faq-accordion{border:none}
.faq-item{background:var(--white);border-radius:var(--radius)!important;margin-bottom:12px;border:1px solid var(--gray-200)!important;overflow:hidden;box-shadow:var(--shadow)}
.faq-item .accordion-button{font-weight:600;font-size:.95rem;color:var(--primary);background:var(--white);border:none;padding:18px 24px;box-shadow:none!important}
.faq-item .accordion-button:not(.collapsed){background:rgba(212,168,67,.04)}
.faq-item .accordion-button::after{background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23D4A843'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e")}
.faq-item .accordion-body{padding:0 24px 20px;font-size:.9rem;color:var(--gray-500);line-height:1.8}

/* ============================================
   CTA
   ============================================ */
.services-cta-card{background:linear-gradient(135deg,#0A2540,#1B3A5C);border-radius:var(--radius-lg);padding:50px;position:relative;overflow:hidden}
.services-cta-card::before{content:'';position:absolute;top:-40%;right:-15%;width:350px;height:350px;border-radius:50%;background:rgba(212,168,67,.06)}
.cta-title{font-size:2rem;font-weight:800;color:var(--white);font-family:'Playfair Display',serif;position:relative;z-index:2}
.cta-sub{font-size:1rem;color:rgba(255,255,255,.6);position:relative;z-index:2;margin-top:8px}
.cta-features{display:flex;flex-wrap:wrap;gap:16px;margin-top:16px;position:relative;z-index:2}
.cta-feat{display:flex;align-items:center;gap:6px;color:rgba(255,255,255,.8);font-size:.88rem}

/* ============================================
   RESPONSIVE
   ============================================ */
@media(max-width:991px){
    .services-hero-title{font-size:2.3rem}
    .highlights-strip{gap:10px;padding:16px 20px}
    .services-cta-card{padding:35px}
    .cta-title{font-size:1.6rem}
}
@media(max-width:767px){
    .services-hero-title{font-size:1.8rem}
    .services-hero-subtitle{font-size:.95rem}
    .hs-divider{display:none}
    .highlights-strip{justify-content:flex-start;gap:12px}
    .doc-grid{grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:10px}
    .process-flow{flex-direction:column;align-items:center}
    .pf-connector{transform:rotate(90deg);padding:8px 0}
    .pf-step{max-width:250px}
    .eligibility-card{padding:24px}
    .rate-table th,.rate-table td{padding:10px 12px;font-size:.78rem}
    .services-cta-card{padding:25px}
}
@media(max-width:575px){
    .services-hero-title{font-size:1.5rem}
    .cta-title{font-size:1.4rem}
    .sc-features span{font-size:.65rem;padding:3px 8px}
}

/* ============================================
   DECORATIVE IMAGE GALLERY
   ============================================ */
.gallery-card{position:relative;overflow:hidden;border-radius:var(--radius-lg);height:220px;cursor:pointer;box-shadow:var(--shadow-md)}
.gallery-card .gc-img{width:100%;height:100%;object-fit:cover;transition:var(--transition)}
.gallery-card:hover .gc-img{transform:scale(1.1)}
.gallery-card .gc-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(to top,rgba(10,37,64,0.85) 0%,rgba(10,37,64,0.3) 50%,transparent 100%);display:flex;align-items:flex-end;justify-content:center;padding:20px;transition:var(--transition)}
.gallery-card:hover .gc-overlay{background:linear-gradient(to top,rgba(212,168,67,0.9) 0%,rgba(212,168,67,0.5) 100%)}
.gallery-card .gc-content{text-align:center;color:var(--white);transform:translateY(10px);transition:var(--transition)}
.gallery-card:hover .gc-content{transform:translateY(0)}
.gallery-card .gc-content i{font-size:2rem;margin-bottom:8px;display:block}
.gallery-card .gc-content span{font-size:.95rem;font-weight:600}